What does a PCC look like?
A Professional Consultants Certificate (PCC) is a document typically issued by a professional consultant, such as a surveyor or architect, that confirms a newly built or renovated property has been constructed or refurbished in accordance with the relevant standards and specifications.
Key Features of a PCC
Lender Requirement
PCCs are often required by mortgage lenders for newly built or significantly renovated properties that do not have a full structural warranty. They provide assurance that the property meets acceptable construction standards.
Validity Period
They usually cover a period of six years from the date of completion, offering assurance to the buyer and lender that the construction meets professional standards during this time.
Inspection Process
The consultant issuing the certificate carries out periodic inspections during the construction process to ensure compliance with regulations, approved plans, and good building practices.
Insurance
The consultant must have adequate professional indemnity insurance to back the certificate, providing additional security to the lender and property owner.
Content of the Certificate
It confirms:
- The consultant’s qualifications and insurance coverage.
- That the property has been constructed in accordance with building regulations and other applicable standards.
- That the consultant has conducted inspections during the build.
Below is an example of a Professional Consultants Certificate. If you would like a more accurate representation of what yours will look like, just reach out.
Frequently Asked Questions
Can I obtain a PCC Ader my build os complete?
YES. We can issue PCC’s ader the developer has completed the build. We will ask you to check you are happy with the drad certificate prior to release.
What is the difference between a PCC and an Architects Certificate?
The terms Professional Consultants Certificate (PCC) and Architects Certificate are oden used interchangeably.Architects Certificate is the old name for a professional consultants certificate. The Architect's Certificate is the predecessor of the Professional Consultant Certificate.Since PCCs are often issued by architects, they are sometimes referred to as Architect’s Certificates. Before the UK Finance merger took over the Council of Mortgage Lenders, they were also called CML Certificates. However, the current appropriate name is the Professional Consultants Certificate.
Why should I choose a PCC over a structural warranty?
Speed and price! A PCC is a more cost-effective and flexible option compared to a structural warranty. It offers the same level of assurance to mortgage lenders but typically at a lower cost and with less administra7ve burden. PCCs are particularly beneficial for smaller developers or self-builders who want to avoid the higher costs and longer timelines associated with traditional warranties.
How long is a PCC valid for?
A Professional Consultants Certificate is generally valid for 6 years from the date of the final inspection. This duration is recognised by most mortgage lenders as sufficient to cover the potential risks associated with newly built or converted properties.
Who can issue a Professional Consultants Certificate?
A PCC can be issued by a qualified and experienced construction professional, such as a surveyor, engineer, or architect. The professional must carry adequate professional indemnity insurance and be recognised by mortgage lenders as competent to certify the quality of a build.
What does the process of obtaining a PCC involve?
The process involves a series of site inspections by the certifying professional at key stages of the construction. These inspec7ons ensure that the build meets all relevant building regulations and standards. Upon successful completion of the final inspection, the PCC is issued to the property owner or developer.
How much does a PCC cost?
The cost of a PCC varies depending on the size of the project. However, it is generally more affordable than a traditional structural warranty. For a detailed quote, please contact us directly with information about your project. We charge £795 for a single PCC or £495 if there are 6+ units.
Why should I choose you for my PCC / Architects Certificate?
We offer a fast, reliable, and cost-effective service. Our team of qualified professionals has extensive experience in the construction industry, ensuring that your project meets all necessary standards. We are committed to providing peace of mind and ensuring your build is compliant with mortgage lenders' requirements.
How quickly can I receive my PCC?
5 days if all the paperwork is received on time. We understand the importance of timely certification in the construction process. Our team works efficiently to conduct inspections and issue your PCC promptly, oden within a few days of the final inspection. Contact us to discuss your project timeline, and we’ll ensure we meet your needs.
What should I do if my PCC application is rejected?
In the rare event that your application for a PCC is rejected, we will provide detailed feedback on the reasons why and what corrective actions can be taken. We are committed to working with you to resolve any issues and ensure that your property meets all necessary standards for certification.
Can I transfer my PCC to a new property owner?
Yes, a PCC is transferable to a new owner if the property is sold within the 6-year validity period. This makes it an attractive option for buyers, as it provides assurance of the property's quality and compliance with building standards.
What are Monitoring Surveys?
Monitoring Surveys are inspections conducted at various stages of the construction process to ensure that the build is progressing in accordance with the relevant standards and regulations. These surveys help identify and rectify any issues early on, minimising the risk of costly delays or defects. We can report to lenders and stakeholders the progress of works.